Company Reports & Governance

Use the links below to access company publications.

• Our Governance - Committee terms of reference

  • » Audit and Risk Committee
  • » Nominations Committee
  • » Investment Committee
  • » Remuneration Committee
  • » With Profits Committee
  • » Board of Directors

• Reports & Accounts

  • » Financial results for 2010
  • » Financial results for 2009
  • » Financial results for 2008
  • » Financial results for 2007

• Rules and Memorandum

  • » Rules
  • » Memorandum

• AGM & Conference Reports

  • » AGM & Conference Report 2010

• How we manage our With Profits Fund

  • » Annual Report to With Profits Policyholders on Compliance
  • Current PPFM
    » Principles & Practices of Financial Management (PPFM)
    » Customer Friendly PPFM
  • New PPFM & Summary of Changes
    (effective from January 2012)
    » Principles & Practices of Financial Management (PPFM)
    » Summary of Changes

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Savings, Investments & Insurance

• Ethical Child Savings Plan
• Child Tax Exempt Savings Plan
• Ethical Child Trust Fund
• ISA
• Guaranteed Savings Plan
• Tax Exempt Savings Plan
• Bond
• 50+ Life Cover
• Sickness Policy