50+ Life Cover Quick Quote

Foresters Friendly Society invests your premiums in our With Profits Fund. While we guarantee you a minimum guaranteed lump sum payout, we also aim to increase the money your dependents receive with the addition of yearly bonuses, and a final bonus that may be added after you die. Bonuses are not guaranteed and depend on the performance of our With Profits Fund. You can find out more about how the Fund and bonuses work in our Key Features Document.

• Should you die in the first 2 years of the policy payouts are limited to the return of premiums, other than in the case of accidental death when your dependents will receive at least the Guaranteed Lump Sum.

• The growth illustrations are only examples and are not guaranteed - they are not minimum or maximum amounts. What your dependents will get back depends on how the investment grows and on the tax treatment of the investment.

• Your dependents could get back more or less than this.

• The yearly growth rates have been based on our reasonable estimate of potential returns and are slightly lower than the maximum allowable investment growth assumptions.

• Please remember that inflation will reduce what can be bought with the lump sum payout in the future. The lump sum may also be subject to inheritance tax (tax rules may change and depend on individual circumstances).

• You will only pay premiums until you are 90 years old, but the cover will carry on for life. Depending on how long you live, the total premiums paid may be more than the amount payable on death.

• Please note that this is not a savings plan or a funeral plan and there is no guarantee that the amount received will cover the cost of a funeral.

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