Insure & Protect

50+ Life Cover

Affordable over 50s life insurance with no medical and guaranteed acceptance

Give your loved ones financial support, even after you've gone.  Our over 50s life insurance policy provides a guaranteed cash pay-out when you die, and can cost as little as 36p a day.

Our over 50s life insurance is available for all UK residents aged between 50 and 80, and acceptance is guaranteed - with no medical required.  Plus once you choose your premium, it's fixed and will never increase.

Please remember that if you die within the first 2 years, payouts are limited to the
return of premiums, other than in the case of accidental death.  Depending on
how long you live, the total premiums paid may be greater than the amount
payable on death.  If you stop paying premiums the life cover will cease
immediately. Inflation will reduce what can be bought in the future.

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Sickness Policy

Sickness cover with a regular pay-out if you can't work

Perhaps you're self-employed, or have little or no sickness benefits from your employer.  Our sickness policy pays out a regular amount of money if you are off work due to sickness or injury
(and are aged 20-59), and helps cover important outgoings like your mortgage.

You can count on a fast pay-out of between £100 and £400 a week, which lasts
for up to 52 weeks during periods of sickness or injury.  This pay-out is also
currently free of tax and National Insurance contributions.

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