Family Savings & Investments
Foresters Friendly Society has over 175 years experience in the financial services sector. We offer a range of savings, investment and insurance products for the whole family, all designed with simplicity in mind. Simply find the product you're interested in and click the 'Find Out More' button for further information.
Ethical Child Savings Plan
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The ethical, affordable child savings account that's tax efficient too
Build up a lump sum for your child's future, and as this is an ethical plan, you're doing your bit to help make the world a better place for children.
Pay in between £15 - £25 a month and you can count on maximising your savings as there's no Capital Gains Tax or Income Tax to pay - plus there's the potential for annual bonuses and higher returns due to the way this plan is invested.
Only a friendly society like us can give you these tax advantages through this type of child savings account.
Please remember that bonuses are not guaranteed and you may not get back the amount of your original investment. Tax rules may change and depend on individual circumstances.
Child Tax Exempt Savings Plan
The affordable, tax-efficient child savings account for a head start in life
Save for your child's future and have the benefit of being able to choose when they receive their cash payment.
Pay in just £15-£25 a month and this plan will provide your child with a guaranteed cash sum at the end of your chosen term - free of Capital Gains and Income Tax. Plus there's the potential for annual bonuses, which will increase the guaranteed cash payout your child will receive.
Remember, you can only take out tax-exempt savings plans through a friendly society like Foresters Friendly Society.
Please remember that bonuses are not guaranteed. Tax rules may change and depend on individual circumstances.
Tax Exempt Savings Plan
A guaranteed cash lump sum without having to pay tax
Save from just £15 a month and you can look forward to a guaranteed cash lump sum at the end of your chosen term. By not having to pay Income or Capital Gains Tax, you'll be maximising your savings.
You'll receive a guaranteed minimum cash amount, subject to all monthly premiums being paid over your term. Only a friendly society like Foresters Friendly Society can give you these tax advantages through this type of regular premium savings account.
Please remember that tax rules may change and depend on individual circumstances.
ISA
Save tax efficiently with our stocks and shares ISA
An Individual Savings Account (ISA) allows your money to grow - without having to pay income and Capital Gains Tax on any returns you gain.
Our ISA is a stocks and shares ISA, and is designed for investors who want the potential to maximise the returns on their ISA savings. You can invest up to £10,200 in any one tax year, and save on a monthly basis or invest a lump sum - it's up to you. You also have the flexibility to access the money in your ISA account when you want.
Please remember that tax rules may change and depend on individual circumstances. You should also be aware that you may not get back the amount of your original investment.
Bond
Invest a one-off lump sum for potential long-term growth
Our investment Bond helps you maximise your savings over the long term, with the potential to grow your money. It could be a good accompaniment to our ISA account or Tax Exempt Savings Plan.
Invest one lump sum (between £1,000 and £50,000) and you don't have to pay Basic Rate Income or Capital Gains Tax on your investment returns. Our savings Bond is flexible, so there's the option to make withdrawals on a one-off or regular basis.
Please remember that you may not get back the amount of your original investment and that tax rules may change and depend on individual circumstances.
50+ Life Cover
Affordable over 50s life insurance with no medical and guaranteed acceptance
Give your loved ones financial support, even after you've gone. Our over 50s life insurance policy provides a guaranteed cash pay-out when you die, and can cost as little as 36p a day.
Our over 50s life insurance is available for all UK residents aged between 50 and 80, and acceptance is guaranteed - with no medical required. Plus once you choose your premium, it's fixed for life and will never increase.
Please remember that if you die within the first 2 years, payouts are limited to the return of premiums, other than in the case of accidental death. Depending on how long you live, the total premiums paid may be greater than the amount payable on death. If you stop paying premiums the life cover will cease immediately. Inflation will reduce what can be bought in the future.
The Sickness Policy
Sickness cover with a regular pay-out if you can't work
Perhaps you're self-employed, or have little or no sickness
benefits from your employer. Our sickness policy pays out a regular
amount of money if you are off work due to sickness or injury
(and are aged 20-59), and helps cover important outgoings like
your mortgage.
You can count on a fast pay-out of between £100 and £400 a week, which lasts for up to 52 weeks during periods of sickness or injury. This pay-out is also currently free of tax and National Insurance contributions.
Please bear in mind that your policy must be in place for at least 1 month before any benefits can be paid.
Membership
Membership is automatic and free when you take out a Foresters product, or you can pay for membership for an annual fee of just £25 per person. Through Foresters Membership, you can join one of more than 250 regional Branches and enjoy a number of benefits and services. Foresters Membership Benefits are not regulated by the FSA.
