Saving for Children
Our Children's Savings Plans can help you maximise your child's tax efficient savings. Giving you the options of saving with a guaranteed level of return in our Child Tax Exempt Savings Plan, or the potential for higher returns through ethical investments in our Ethical Child Savings Plan.
Both plans can be held alongside or as an alternative to a Child Trust Fund.
Ethical Child Savings Plan
The ethical, affordable child savings account that's tax efficient too
Build up a lump sum for your child's future, and as this is an ethical plan, you're doing your bit to help make the world a better place for children.
Pay in between £15 - £25 a month and you can count on maximising your savings as there's no Capital Gains Tax or Income Tax to pay - plus there's the potential for annual bonuses and higher returns due to the way this plan is invested.
Only a friendly society like us can give you these tax
advantages through this type
of child savings account.
Please remember that bonuses are not guaranteed and you may
not get back
the amount of your original investment. Tax rules may change
and depend
on individual circumstances.

Child Tax Exempt Savings Plan
The affordable, tax-efficient child savings account for a head start in life
Save for your child's future and have the benefit of being able to choose when they receive their cash payment.
Pay in just £15-£25 a month and this plan will provide your child with a guaranteed cash sum at the end of your chosen term - free of Capital Gains and Income Tax. Plus there's the potential for annual bonuses, which will increase the guaranteed cash payout your child will receive.
Remember, you can only take out tax-exempt savings plans through
a friendly
society like Foresters Friendly Society.
Please remember that bonuses are not guaranteed. Tax
rules may change and
depend on individual circumstances.

Junior ISA
A new tax efficient savings account for children.
Set to launch in November 2011, the Junior ISA will offer parents a simple and tax efficient way to save for their child's future.
Tax rules may change and depend on individual circumstances.
Ethical Child Trust Fund
We are no longer accepting new Ethical Child Trust Fund applications or transfers.
If your child already has an Ethical Child Trust Fund with us, then it will continue as normal.