Sickness Policy

Help in meeting essential expenses when you can't work

• This regular benefit could help cover anything from your mortgage, loans and utility bills to the food on your table - when you need it most.

Fast payout of £100-£400 a week

• With our Sickness Policy, you can choose your weekly benefit level of £100, £200, £300 or £400. As long as we receive a satisfactory doctor's note and a completed claim form, we will endeavour to pay your claim within five working days.
• Take a look at the premium table to help choose the level of cover that's right for you.

Keeps paying out for up to 52 weeks during periods of sickness or injury

• You choose a benefit period of either 26 or 52 weeks when we set up your sickness policy - this will be reflected in the premium you pay.
• If you stop paying your premiums you will no longer be covered by the policy.

Start to benefit after just one or four weeks off work

• There are two deferred periods to choose from - one or four weeks (this is the period from commencement of sickness/injury for which no benefit is payable). You decide on the deferred period when we set up your policy - once chosen, this cannot be changed.
• Please bear in mind that your policy must be in place for at least 1 month before any benefits can be paid.

Benefits from our Sickness Policy are currently paid without tax and National Insurance contributions

• Current tax legislation means that you receive your benefits without having to make these contributions. Please note, however, that tax rules may change in the future.

Automatically become a Member and access great benefits

• When you take out sickness cover from Foresters Friendly Society you'll automatically gain access to our special range of social, benevolence and protection benefits - all at no extra cost.