Jargon Buster
Sickness
Any sickness, injury, illness or accident, disease, medical condition, including any associated symptoms which make you unable to work with the exception of certain specific conditions which are not covered by this policy.
Weekly Benefit
You can choose from four levels of weekly benefit: £100, £200, £300 or £400. Your payments will commence at the end of your - either 1 or 4 weeks.
Maximum Benefit Period
The maximum amount of time you choose your benefit to cover. You can select from 26 or 52 weeks.
Deferred Period
How long you choose to wait from becoming unable to work until your benefit becomes payable. You can choose 1 or 4 weeks and the longer you wait, the lower your premium.
Premiums
The amount you pay into your Sickness Policy each month.
Direct Debits
The easy way to make regular monthly payments into your Sickness Policy. Payments are transferred direct from your Bank or Building Society account.