Company reports and governance Please select from the options below for further information on how we manage our With Profits Fund, to see our financial results, read our Annual General Meeting report and to find out more about the Society’s governance. Click on ‘show info’ to expand each option. Principles & Practices of Financial Management (PPFM) How we manage our With Profits Fund Principles & Practices of Financial Management (PPFM) Annual Report to With-profits Policyholders on PPFM Compliance PPFM Statement of Changes – Effective from 30th June 2018 Company reports and publications Report & Accounts Financial results for 2018 Financial results for 2017 Financial results for 2016 Financial results for 2015 Financial results for 2014 Financial results for 2013 Financial results for 2012 Financial results for 2011 Financial results for 2010 Financial results for 2009 Financial results for 2008 Financial results for 2007 Solvency and Financial Condition Reports (SFCR) We are in the process of discussing with our asset managers, AXA Investment Managers, whether and how we develop an engagement strategy under the requirements of the Shareholder Rights Directive (2). The purpose of an Engagement Policy is to set out how a life company monitors the strategy and performance, as well as the environment and social impact, of the companies it holds shares in - either directly or through an asset manager. As a mutual organisation we are in the process of assessing the degree to which this applies to our business, and will update this section of our website in due course. Solvency & Financial Condition Report 2018 SFCR Disclosures 2018 Solvency & Financial Condition Report 2017 SFCR Disclosures 2017 Solvency & Financial Condition Report 2016 SFCR Disclosures 2016 Our Governance - Terms of Reference Board Board of Directors Committees Audit, Risk and Compliance Committee Investment Committee Membership Committee Nominations Committee Remuneration Committee Reserving Committee With-profits Advisory Arrangements Leek Fund Order Insurance Fund Pure Endowment Fund Tunstall Fund POIS With-profits fund Unit-linked Advisory Arrangement Unit-Linked (POIS) Association of Financial Mutuals UK Corporate Governance Code (Annotated Version for Mutual Insurers) AGM Report AGM Report 2018 AGM Report 2016 AGM Report 2015 AGM Report 2014 Rules & Memorandum Rules Memorandum Gender Pay Gap Report Gender Pay Gap Report 2017 You will need Adobe Reader to download these documents.