Reports & Governance

Caring for your money

Governance is a vital part of any regulated financial institute. To us, it helps show you that we practice what we preach – and that we look after your money like it’s our own.

Principles & Practices of Financial Management (PPFM)

Learn more about how we manage our With Profits Fund.

Company reports and publications

Transparency and openness are more important than ever in today’s financial world but especially so for a member-owned mutual such as us.

Our Governance – Terms of Reference



With-Profits Advisory Arrangements

Unit-Linked Advisory Arrangement

Association of Financial Mutuals

Rules & Memorandum