Foresters Friendly products

Feel good savings

It’s a great feeling to know that your money is sorted. We pride ourselves on bringing you straightforward, simple-to-understand financial products. Money shouldn’t be rocket science.

Junior ISA

Simple and tax-free

A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A simple way of saving for your child’s future
  • You, and your friends and family can save regularly or pay in lump sums
  • Transfer an existing Junior ISA or Child Trust Fund to Foresters
  • Has the potential to earn annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Children’s Tax Exempt Plan

A helping hand for your children

A long-term savings plan provided by our POIS brand. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A tax-free lump sum for your child’s future
  • Has the potential for long-term growth
  • Pay in just £25 every month for 10 – 25 years
  • Choose when you want your child to receive the money
  • Your child will have access to Membership Benefits at no additional cost

POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Child Trust Fund Top Ups

Tax-efficient Savings

Top up their Child Trust Fund by up to £9,000 a year.

  • Contribute up to £9,000 each year
  • Top up by card, Direct Debit or cheque
  • Grandparents and friends can pay in too
  • Has the potential to grow with annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Top up by card, Direct Debit or cheque

Grandparents and friends can pay in too.

Lifetime ISA

With more potential for growth

Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year. Tax rules may change and depend on individual circumstances. Capital at risk.

  •  Get a welcome 25% government bonus on your savings each year
  • Available for 18-39 year olds
  • Save regularly from £50 per month and/or pay in lump sums
  • Save up to £4,000 a year towards your first home or your retirement
  • Has the potential to grow with annual and final bonuses from us too
  • Transfer Help To Buy or other ISAs to a Foresters Lifetime ISA
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Savings and Investment Plan

Build a nest egg for your future.

Save regularly from £26 to £260 per month for 10 years through our POIS brand. Capital at risk.

  • Affordable saving from £26 to £260 per month
  • A way to maximise tax-efficient savings
  • Invest for 10 years with option to extend
  • Handy access to Membership Benefits at no additional cost

POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and you may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Stocks & Shares ISA

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Put in up to £20,000 in the 2022/2023 tax year
  • Save regularly from £50 per month and/or invest lump sums
  • It’s simple to transfer an existing ISA into a Foresters ISA
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan through our POIS brand. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Affordable saving of £25 per month
  • Invest for 10 years
  • Has the potential for long-term growth
  • Handy access to Membership Benefits at no additional cost

POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Investment Bond

Tax-efficient, long-term growth

Invest a one-off lump sum – between £5,000 and £150,000 for potential long-term growth. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Make a one-off investment of between £5,000 and £150,000
  • Make tax efficient, regular or one-off withdrawls
  • You won’t pay basic rate tax on the Bond’s return
  • Invest for the medium to long term
  • Can be opened in joint names
  • Potential for your investment to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Inherited ISA Allowance Plan

An additional tax-free allowance

A chance to invest a deceased Spouse or Civil Partner’s tax-free allowance. Capital at risk.

  • Your inherited ISA allowance won’t affect your personal ISA allowance
  • Pay in lump sums or make regular top ups
  • You can access your money if you need it
  • Has the potential to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Over 50s Life Cover

Guaranteed acceptance

Give your family security with a guaranteed cash payout.

 

  • Guaranteed cash pay-out after 2 years, or from day 1 for accidental death
  • Pay fixed premiums that never increase, from just 33p a day
  • Guaranteed acceptance, no medical required
  • You can apply if you’re aged 50 – 80
  • Has the potential to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

Your premiums must be paid until you reach age 85, when you will stop paying premiums but your life cover will continue. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Not sure which product works for you?

Looking after our own

Being part of Foresters Friendly Society also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

Find out more

We’re here for you

Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).

Call free on 0800 988 2418