50+ Life Cover Quick Quote

Did you know that the average cost of a basic funeral in 2012 in the UK was £3,122 and this is estimated to increase to £4,865 by 2020. (Source: LV= Cost of a Funeral Research - Consensus Agency. January 2012).

Planning for the future is essential to protect those you love and to ensure they are not left with bills to pay when you're gone.

Our 50+ Life Cover Quick Quote shows you how much you could leave your loved ones when you're gone, if you take out a policy today.

Please note: This is not a fully detailed personal illustration. Should you apply for a 50+ Life Cover policy, a full illustration will be provided.

Foresters Friendly Society invests your premiums in our with profits Order Insurance Fund. While we guarantee you a minimum guaranteed lump sum payout, we also aim to increase the money your dependents receive with the addition of yearly bonuses, and a final bonus that may be added after you die. Bonuses are not guaranteed and depend on the performance of our with profits Order Insurance Fund. You can find out more about how the Fund and bonuses work in our Key Features Document.

  • Should you die in the first 2 years of the policy payouts are limited to the return of premiums, other than in the case of accidental death when your dependents will receive at least the Guaranteed Lump Sum.
  • These figures are only examples and are not guaranteed - they are not minimum or maximum amounts. What your dependents will get back depends on how the investment grows and on the tax treatment of the investment.
  • Your dependents could get back more or less than this.
  • The yearly growth rates are our reasonable estimate of what the investment returns could be but are subject to the maximum rates specified by the Financial Conduct Authority.
  • Please remember that inflation will reduce what can be bought in the future with the amounts shown. The lump sum paid out may also be subject to inheritance tax (tax rules may change and depend on individual circumstances).
  • You will only pay premiums until you are 90 years old, but the cover will carry on for life. Depending on how long you live, the total premiums paid may be more than the amount payable on death.
  • Please note that this is not a savings plan or a funeral plan and there is no guarantee that the amount received will cover the cost of a funeral.

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