Foresters favourite financial posts from 2014
Monday, January 5, 2015
Just like that, another year has gone by! We've had a busy 12 months, which included celebrating our 180th anniversary, and it's fair to say that such an occasion gave us pause for thought; things have come a long way since 'The Ancient Order of Foresters' was founded in 1834, both in terms of the financial climate and our society's organisation! Regardless, even now in 2014, our overall aim remains the same: to ensure financial security for our members, no matter what hardships befall them.
However, even with such a storied heritage, and so clear an objective, there's still plenty of scope for growth in experience, as well as the gathering and sharing of further knowledge. This is something we have tried to facilitate through our onsite blog; where we share facts and wisdom gleaned from our day to day operations, and the industry updates that we receive.
As we are nearing the end of 2014 we thought we would share some of our most loved content and see if it's not too late to give you some financial tips for starting 2015 in a financially friendly manner.
- Did you know that if you have a savings goal, it could help you save up to £550 more a year?
- Very few people will debate that saving is a bright idea when it comes to dealing with money; but it surprised even us to see just how much can be saved if your finances are dealt with in the right manner! It's all about establishing and prioritising saving goals; having a plan ensures that you'll reach your financial targets with minimal difficulty.
- Pocket Money Savers' Guide: Help your children understand the value of money
- Of course, you know now that savings are both easy to manage, and may offer excellent returns; but it can be less easy to instil the same sound financial values into your kids; something which this insightful infographic handily clears up.
- Budget 2014 - are you better off?
- The budget is a big deal, but translating the political rhetoric into meaningful information can often be a bit of a chore. This article sorts the budget announcement into easy to digest pieces of financial information, allowing it to be processed in a manner that is the most useful for the consumer.
- How to buy a home in a sellers' market
- This blog post serves as a handy introduction to our home buying guide, which can help prospective buyers with useful tips - including how to find out about properties as soon as they become available, how to make the right offer, choosing a solicitor, arranging a mortgage you can manage - and how to avoid being gazumped!
- Get set for the NISA way to save: why the ISA's replacement is better for savers (even if you're not fabulously wealthy)
- This blog post offers some useful tips on how to maximise gains from the usage of a NISA, the new type of ISA introduced this year. With the information contained in this post, it's that much easier to retain savings without worrying about the taxman taking an excessive cut.
- Holiday money: 6 ways to boost your budget and save in the sun
- Something that never stops being important, regardless of the state of the economy, is the necessity of saving for holidays; and sticking to your budget once you've reached your destination. Of course, even the most conscientious of holidaymakers can be caught off-guard by a particularly attractive souvenir, or have their funds snatched by an opportune thief; this blog post gives you the tips to ensure a greater sense of relaxation and peace of mind while away.
- Back to School - Money is Now on the National Curriculum
- Another informative infographic; this post summarises the changes being rolled out in the curriculum to better inform pupils about how to manage their finances and make sensible choices with money when they're older; a skill that many have been arguing is essential, and underutilised, for years.
- How to haggle like a pro
- Many of us are too polite to do so, but the art of haggling is a fine way to save money and ensure that you get the best deal. This blog post was designed to grant some insight into the process for beginner hagglers, including on purchases from the high street, and on services for the home.
- Is it time to take stock?
- Shares may offer a way to get rich quick; if the stars align and the right level of research has been undertaken. However, for a way to increase your finances, without such a large risk, investing in funds may be a more comfortable alternative, as we explain in this blog post.
- How to boost retirement income: are you/your parents missing out on benefits?
- This information is essential reading for those who are over 50 years old, or those who have parents, friends or relatives over the age of 50, who could all stand to save extra money during retirement with a more comprehensive understanding of the benefits, credits and reductions that they are entitled to.
This blog is intended to provide information, not financial advice, to help you make an informed decision about savings and investments. We do not offer financial advice. You should contact a financial adviser, who may charge a fee, if you want financial advice.
Image courtesy of FrameAngel at FreeDigitalPhotos.net