Savings & Investment Plans M&S Gift Card Offer
Terms & Conditions 

Detailed below are the terms & conditions, and values for our M&S Gift Card Offer when applying for any of the following savings and investment products online:

  • Child Tax Exempt Savings Plan
  • Junior ISA
  • Tax Exempt Savings Plan
  • Lifetime ISA
  • Stocks & Shares NISA
  • Investment Bond

Offer Terms & Conditions

  • Products should be applied for online and by the date advertised (if one is provided).
  • This offer does not apply for policies taken out via paper application forms or for any top ups made to an existing plan.
  • The Gift Card will be sent to the contributor of the plan once 3 months' contributions have been received, or in the case of lump sum investments, once the specified length of investment time has been reached.
  • In the case of joint applications, the first applicant's details will be used as the primary contact to whom we will send the Gift Card.
  • This offer is not available to customers via the Adviser or Introducer channel.
  • This offer is not available to customers via cashback websites such as Quidco, iMutual or TopCashback.
  • For NISAs, if a lump sum investment and regular contribution are set up at the same time, the highest Gift Card value will apply. We will not issue two sets of Gift Cards.

Gift Card Values

Child Tax Exempt Savings Plan

  • Tax Free Saving Exclusive: A £75 M&S Gift Card will be posted to you once 3 months' contributions have been collected.

Junior ISA

  • Tax Free Saving Exclusive: An M&S Gift Card worth up to £250 will be posted to you as follows:

    • A £30 M&S Gift Card for a new £10 - £49 regular contribution Junior ISA once 3 months’ contributions have been received, or

    • A £60 M&S Gift Card for a new £50+ regular contribution Junior ISA once 3 months’ contributions have been received, or

    • A £70 M&S Gift Card for a new Junior ISA with a lump sum investment of between £500 and £999, once the lump sum has remained invested for 3 months, or

    • A £100 M&S Gift Card for a new Junior ISA with a lump sum investment of between £1,000 and £2,499, once the lump sum has remained invested for 3 months, or

    • A £175 M&S Gift Card for a new Junior ISA with a lump sum investment of between £2,500 and £3,999, once the lump sum has remained invested for 3 months, or

    • A £250 M&S Gift Card for a new Junior ISA with a lump sum investment of £4,000+, once the lump sum has remained invested for 3 months.

Tax Exempt Savings Plan

  • Tax Free Saving Exclusive: A £75 M&S Gift Card will be posted to you once 3 months' contributions have been collected.

Lifetime ISA

  • Tax Free Saving Exclusive: An M&S Gift Card worth up to £300 will be posted to you as follows:

    • A £75 M&S Gift Card for a new £100+ regular contribution Lifetime ISA once 3 month’s contributions have been received, or

    • A £100 M&S Gift Card for a new Lifetime ISA with a lump sum investment of between £500 and £999, once the lump sum has remained invested for 3 months, or

    • A £150 M&S Gift Card for a new Lifetime ISA with a lump sum investment of between £1,000 and £2,499, once the lump sum has remained invested for 3 months, or

    • A £200 M&S Gift Card for a new Lifetime ISA with a lump sum investment of between £2,500 and £3,999, once the lump sum has remained invested for 3 months, or

    • A £300 M&S Gift Card for a new Lifetime ISA with a lump sum investment of £4,000, once the lump sum has remained invested for 3 months.

Stocks & Shares NISA

  • Tax Free Saving Exclusive: An M&S Gift Card worth up to £250 will be posted to you as follows:

    • A £50 M&S Gift Card for a new £50 - £499 regular contribution Stocks & Shares NISA once 3 months' contributions have been received, or

    • A £100 M&S Gift Card for a new £500+ regular contribution Stocks & Shares NISA once 3 months' contributions have been received, or

    • A £100 M&S Gift Card for a new Stocks & Shares NISA with a lump sum investment of between £1,000 and £4,999, once the lump sum has remained invested for 3 months, or

    • A £250 M&S Gift Card for a new Stocks & Shares NISA with a lump sum investment of £5,000+, once the lump sum has remained invested for 3 months.

Investment Bond

  • A £100 M&S Gift Card for a new Investment Bond with a minimum lump sum investment of £5,000 will be posted to you once the 30 day cancellation period has passed.