Saving for children

Growing together

It’s never too early to start saving for our little cherubs.  The sooner you do, the more potential there is for growth. And the more financial security you can give them.

A new car, a deposit for a flat, money towards travelling, or helping with university costs. Whatever you want for your little ones in the future, our range of flexible, affordable products is here to help.

Junior ISA

Simple and tax-free

A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus.

  • A simple way of saving for your child’s future
  • You, and your friends and family can save regularly or pay in lump sums
  • Transfer an existing Junior ISA or Child Trust Fund to Foresters
  • Has the potential to earn annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Your child may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £80 M&S Gift Card (depending on the amount you invest)

when you open a new Junior ISA with a £4,000+ investment online, or transfer by post. Terms & conditions apply

Child Tax Exempt Savings Plan

Guaranteed tax-free sum

A long-term savings plan that guarantees a cash sum, completely tax free.

  • A tax-free lump sum for your child’s future
  • Has the potential to grow with annual and final bonuses
  • Pay in just £25 every month
  • Choose when you want your child to receive the money
  • Your child will have access to Foresters Membership Benefits at no additional cost

Guarantee subject to contributions being maintained for full term. Tax rules may change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£30 M&S Gift Card

when you apply online. Terms & conditions apply

Child Trust Fund Top Ups

Tax-efficient Savings

Top up their Child Trust Fund by up to £9,000 a year.

  • Contribute up to £9,000 each year
  • Top up by card, Direct Debit or cheque
  • Grandparents and friends can pay in too
  • Has the potential to grow with annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Free Forrie Junior bear

with online top ups over £500. Terms & conditions apply

Child Trust Fund Maturities

It’s decision time

Lean more about your options when your Child Trust Fund matures.

  • Find out what’ll happen when you turn 18
  • Reinvest tax-free in our Lifetime ISA or Stocks & Shares ISA
  • Reinvest to keep your access to Foresters Membership Benefits
  • Take some or all of the money
  • Check if your Child Trust Fund is with Foresters

Tax rules might change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £180 Amazon.co.uk e-Gift Card

when you reinvest your Child Trust Fund in a Lifetime ISA or Stocks & Shares ISA. Terms & conditions apply

Not sure which product works for you?

Everyone wants something different from his or her financial products. Spend a few moments to find out which ones might be best for your child.

Looking after our own

Being part of Foresters Friendly Society also means your child can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

MORE ABOUT OUR MEMBER BENEFITS

Child savings – all the help you need

What’s the best product for my kids? Does tax-free really mean tax-free? Can grandparents save for them too? Our resources hub has a range of blogs, articles and guides to help you save for the next generation.

Keep your children’s money out of the taxman’s reach

Did you know that you could be taxed on interest earned by money that you’ve given your children? Here’s how to mitigate this and also how to make your children’s savings (and earnings) as tax efficient as possible.

We’re here for you

Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).

Call free on 0800 988 2418