Saving for children

Growing together

It’s never too early to start saving for our little cherubs.  The sooner you do, the more potential there is for growth. And the more financial security you can give them.

A new car, a deposit for a flat, money towards travelling, or helping with university costs. Whatever you want for your little ones in the future, our range of flexible, affordable products is here to help.

Children’s Tax Exempt Plan

A helping hand for your children

A long-term savings plan provided by our POIS brand. Tax rules may change and depend on individual circumstances. Capital at risk.

  • A tax-free lump sum for your child’s future
  • Has the potential for long-term growth
  • Pay in just £25 every month for 10 – 25 years
  • Choose when you want your child to receive the money
  • Your child will have access to Membership Benefits at no additional cost

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Junior ISA Top Ups

Simple and tax-free

Top up your child’s Junior ISA to make the most of their £9,000 annual allowance. Capital at risk.

  • Invest up to £9,000 each tax year
  • You, and your friends and family can save regularly or pay in lump sums
  • Has the potential to earn annual and final bonuses
  • As your child is a member, they have access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Child Trust Fund Top Ups

Tax-efficient Savings

Top up their Child Trust Fund by up to £9,000 a year.

  • Contribute up to £9,000 each year
  • Top up by card, Direct Debit or cheque
  • Grandparents and friends can pay in too
  • Has the potential to grow with annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Top up by card, Direct Debit or cheque

Grandparents and friends can pay in too.

Child Trust Fund Maturities

It’s decision time

Lean more about your options when your Child Trust Fund matures.

  • Find out what’ll happen when you turn 18
  • Reinvest tax-free in our Lifetime ISA or Stocks & Shares ISA
  • Reinvest to keep your access to Foresters Membership Benefits
  • Take some or all of the money
  • Check if your Child Trust Fund is with Foresters

Tax rules might change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteedMember benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Looking after our own

Being part of Foresters Friendly Society also means your child can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

MORE ABOUT OUR MEMBER BENEFITS

Child savings – all the help you need

What’s the best product for my kids? Does tax-free really mean tax-free? Can grandparents save for them too? Our resources hub has a range of blogs, articles and guides to help you save for the next generation.

We’re here for you

Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).

Call free on 0800 988 2418