Saving for you

Because life is for living

They say money can’t buy happiness. It’s true, but sometimes it can help you do the things you love in the future. Our range of savings and investment plans can help you towards reaching your goals.

If you are saving for a new home, a dream holiday, that classic car, your retirement or want to help your kids through university, our savings and investment plans are designed to help you get there.

Lifetime ISA

With more potential for growth

Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year. Tax rules may change and depend on individual circumstances. Capital at risk.

  •  Get a welcome 25% government bonus on your savings each year
  • Available for 18-39 year olds
  • Save regularly from £50 per month and/or pay in lump sums
  • Save up to £4,000 a year towards your first home or your retirement
  • Has the potential to grow with annual and final bonuses from us too
  • Transfer Help To Buy or other ISAs to a Foresters Lifetime ISA
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £90 (depending on the amount you invest)

when you open a new Lifetime ISA online by Sunday 3 December 2023. This offer may not be combined with any other offer. See full Terms & Conditions.

Stocks & Shares ISA

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Put in up to £20,000 in the 2022/2023 tax year
  • Save regularly from £50 per month and/or invest lump sums
  • It’s simple to transfer an existing ISA into a Foresters ISA
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £320 (depending on the amount you invest)

when you open a new Stocks & Shares ISA online by Sunday 3 December 2023. This offer may not be combined with any other offer. See full Terms & Conditions.

Savings and Investment Plan

Build a nest egg for your future.

Save regularly from £26 to £260 per month for 10 years through our POIS brand. Capital at risk.

  • Affordable saving from £26 to £260 per month
  • A way to maximise tax-efficient savings
  • Invest for 10 years with option to extend
  • Handy access to Membership Benefits at no additional cost

POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and you may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £110 (depending on the amount you invest)

when you take out a Savings & Investment Plan online by Sunday 3 December 2023. This offer may not be combined with any other offer. See full Terms & Conditions.

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan through our POIS brand. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Affordable saving of £25 per month
  • Invest for 10 years
  • Has the potential for long-term growth
  • Handy access to Membership Benefits at no additional cost

POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth £30

when you apply online by Sunday 3 December 2023. This offer may not be combined with any other offer. See full Terms & Conditions.

Investment Bond

Tax-efficient, long-term growth

Invest a one-off lump sum – between £5,000 and £150,000 for potential long-term growth. Tax rules may change and depend on individual circumstances. Capital at risk.

  • Make a one-off investment of between £5,000 and £150,000
  • Make tax efficient, regular or one-off withdrawls
  • You won’t pay basic rate tax on the Bond’s return
  • Invest for the medium to long term
  • Can be opened in joint names
  • Potential for your investment to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Get an eGift Card worth up to £320 (depending on the amount you invest)

when you take out an Investment Bond online by Sunday 3 December 2023. This offer may not be combined with any other offer. See full Terms & Conditions.

Inherited ISA Allowance Plan

An additional tax-free allowance

A chance to invest a deceased Spouse or Civil Partner’s tax-free allowance. Capital at risk.

  • Your inherited ISA allowance won’t affect your personal ISA allowance
  • Pay in lump sums or make regular top ups
  • You can access your money if you need it
  • Has the potential to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Not sure which product works for you?

Everyone wants something different from his or her financial products. Spend a few moments to find out which ones might be best for you.

Looking after our own

Being part of Foresters Friendly Society also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

Future security – all the help you need

Where’s the best place to invest a one-off sum? What gives me the best guaranteed return? Our resources hub has a range of blogs, articles and guides to help you better understand finances and the options to save for your future.

We’re here for you

Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).

Call free on 0800 988 2418