Saving for you

Because life is for living

They say money can’t buy happiness. It’s true, but sometimes it can help you do the things you love in the future. Our range of savings and investment plans can help you towards reaching your goals.

If you are saving for a new home, a dream holiday, that classic car, your retirement or want to help your kids through university, our savings and investment plans are designed to help you get there.

Lifetime ISA

With more potential for growth

Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year.

  •  Get a welcome 25% government bonus on your savings each year
  • Available for 18-39 year olds
  • Save regularly from £100 per month and/or pay in lump sums
  • Members or children/grandchildren of members can save from £50 a month
  • Save up to £4,000 a year
  • Has the potential to grow with annual and final bonuses from us too
  • Only for purchasing your first home or saving for retirement
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£40 M&S Gift Card

when you invest £4,000 in a Lifetime ISA online. Terms & conditions apply

Stocks & Shares ISA

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. All tax-free.

  • Put in up to £20,000 in the 2019/2020 tax year
  • Save regularly from £50 per month and/or invest lump sums
  • It’s simple to transfer an existing ISA into a Foresters ISA
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £70 M&S Gift Card

when you take out a Stocks & Shares ISA online. Terms & conditions apply

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan that offers a guaranteed return.

  • Enjoy a guaranteed tax-free cash sum
  • Has the potential to grow with annual and final bonuses from us too
  • Affordable saving of £25 per month
  • Choose how long you wish to save for from 10 to 25 years
  • Handy access to Foresters Membership Benefits at no additional cost

Guarantee subject to contributions being maintained for full term. Tax rules may change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£30 M&S Gift Card

when you take out a Tax Exempt Savings Plan online. Terms & conditions apply

Investment Bond

Tax-efficient, long-term growth

Invest a one-off lump sum – between £5,000 and £150,000 for potential long-term growth.

  • Make a one-off investment of between £5,000 and £150,000
  • Make tax efficient, regular or one-off withdrawls
  • You won’t pay basic rate tax on the Bond’s return
  • Invest for the medium to long term
  • Can be opened in joint names
  • Potential for your investment to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in.  Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £70 M&S Gift Card

when you take out an Investment Bond online. Terms & conditions apply

Inherited ISA Allowance Plan

An additional tax-free allowance

A chance to invest a deceased Spouse or Civil Partner’s tax-free allowance.

  • Your inherited ISA allowance won’t affect your personal ISA allowance
  • Pay in lump sums or make regular top ups
  • You can access your money if you need it
  • Has the potential to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Not sure which product works for you?

Everyone wants something different from his or her financial products. Spend a few moments to find out which ones might be best for you.

Looking after our own

Being part of Foresters Friendly Society also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

Future security – all the help you need

Where’s the best place to invest a one-off sum? What gives me the best guaranteed return? Our resources hub has a range of blogs, articles and guides to help you better understand finances and the options to save for your future.

Cash ISAs? Stocks and Shares ISAs? Where do you start?

Why opening an Individual Savings Account (ISA) could help your savings keep up with the cost of living.

How much can I save in an ISA? And other essential ISA rules

Interested in ISAs as a way to save money? Here are answers to some frequently asked questions…

Tax-free savings don’t end with ISAs when you’re with a friendly society

We may frown upon the celebrities, business tycoons and giant corporations exposed as tax dodgers, but the fact is that no one wants to pay more tax than they have to.

We’re here for you

Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).

Call free on 0800 988 2418