If you are saving for a new home, a dream holiday, that classic car, your retirement or want to help your kids through university, our savings and investment plans are designed to help you get there.
Lifetime ISA
With more potential for growth
Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year.
- Get a welcome 25% government bonus on your savings each year
- Available for 18-39 year olds
- Save regularly from £50 per month and/or pay in lump sums
- Save up to £4,000 a year towards your first home or your retirement
- Has the potential to grow with annual and final bonuses from us too
- Transfer Help To Buy or other ISAs to a Foresters Lifetime ISA
- Handy access to Foresters Membership Benefits at no additional cost
You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£30 M&S Gift Card
when you open a new Lifetime ISA with a £4,000 investment online. Terms & conditions apply
Stocks & Shares ISA
Tax-free and flexible
Enjoy more potential for growth with annual and final bonuses. All tax-free.
- Put in up to £20,000 in the 2021/2022 tax year
- Save regularly from £50 per month and/or invest lump sums
- It’s simple to transfer an existing ISA into a Foresters ISA
- Has the potential to grow with annual and final bonuses from us too
- Handy access to Foresters Membership Benefits at no additional cost
You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £240 M&S Gift Card (depending on the amount you invest)
when you open a new Stocks & Shares ISA with a £5,000+ investment online. Terms & conditions apply
Tax Exempt Savings Plan
An additional tax-free allowance
Save regularly and tax-free with a long-term plan through our Post Office Insurance Society (POIS) brand.
- Affordable saving of £25 per month
- Invest for 10 years
- Has the potential for long-term growth
- Handy access to Membership Benefits at no additional cost
POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. The value of the plan may fall as well as rise and you may get back less than you have paid in. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£25 M&S Gift Card
when you apply online. Terms & conditions apply
Investment Bond
Tax-efficient, long-term growth
Invest a one-off lump sum – between £5,000 and £150,000 for potential long-term growth.
- Make a one-off investment of between £5,000 and £150,000
- Make tax efficient, regular or one-off withdrawls
- You won’t pay basic rate tax on the Bond’s return
- Invest for the medium to long term
- Can be opened in joint names
- Potential for your investment to grow with annual and final bonuses
- Handy access to Foresters Membership Benefits at no additional cost
You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £240 M&S Gift Card (depending on the amount you invest)
when you take out an Investment Bond online. Terms & conditions apply
Inherited ISA Allowance Plan
An additional tax-free allowance
A chance to invest a deceased Spouse or Civil Partner’s tax-free allowance.
- Your inherited ISA allowance won’t affect your personal ISA allowance
- Pay in lump sums or make regular top ups
- You can access your money if you need it
- Has the potential to grow with annual and final bonuses
- Handy access to Foresters Membership Benefits at no additional cost
You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Not sure which product works for you?
Everyone wants something different from his or her financial products. Spend a few moments to find out which ones might be best for you.
Future security – all the help you need
Where’s the best place to invest a one-off sum? What gives me the best guaranteed return? Our resources hub has a range of blogs, articles and guides to help you better understand finances and the options to save for your future.
Cash ISAs? Stocks and Shares ISAs? Where do you start?
How much can I save in an ISA? And other essential ISA rules
Tax-free savings don’t end with ISAs when you’re with a friendly society
We’re here for you
Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).