Junior ISA
Simple and tax-free
A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus. Capital at risk.
- A simple way of saving for your child’s future
- You, and your friends and family can save regularly or pay in lump sums
- Transfer an existing Junior ISA or Child Trust Fund to Foresters
- Has the potential to earn annual and final bonuses
- Your child will have access to Foresters Membership Benefits at no additional cost
Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £60 M&S Gift Card (depending on the amount you invest)
when you open a new Junior ISA with a £4,000+ investment or transfer online. Terms & conditions apply
Children’s Tax Exempt Plan
A helping hand for your children
A long-term savings plan provided by our Post Office Insurance Society (POIS) brand. Capital at risk.
- A tax-free lump sum for your child’s future
- Has the potential for long-term growth
- Pay in just £25 every month for 10 – 25 years
- Choose when you want your child to receive the money
- Your child will have access to Membership Benefits at no additional cost
POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£25 M&S Gift Card
when you apply online. Terms & conditions apply
Child Trust Fund Top Ups
Tax-efficient Savings
Top up their Child Trust Fund by up to £9,000 a year.
- Contribute up to £9,000 each year
- Top up by card, Direct Debit or cheque
- Grandparents and friends can pay in too
- Has the potential to grow with annual and final bonuses
- Your child will have access to Foresters Membership Benefits at no additional cost
Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Free Forrie Junior bear
with online top ups over £500. Terms & conditions apply
Lifetime ISA
With more potential for growth
Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year. Capital at risk.
- Get a welcome 25% government bonus on your savings each year
- Available for 18-39 year olds
- Save regularly from £50 per month and/or pay in lump sums
- Save up to £4,000 a year towards your first home or your retirement
- Has the potential to grow with annual and final bonuses from us too
- Transfer Help To Buy or other ISAs to a Foresters Lifetime ISA
- Handy access to Foresters Membership Benefits at no additional cost
Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£30 M&S Gift Card
when you open a new Lifetime ISA with a £4,000 investment or transfer online. Terms & conditions apply
Stocks & Shares ISA
Tax-free and flexible
Enjoy more potential for growth with annual and final bonuses. All tax-free. Capital at risk.
- Put in up to £20,000 in the 2021/2022 tax year
- Save regularly from £50 per month and/or invest lump sums
- It’s simple to transfer an existing ISA into a Foresters ISA
- Has the potential to grow with annual and final bonuses from us too
- Handy access to Foresters Membership Benefits at no additional cost
Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £240 M&S Gift Card (depending on the amount you invest)
when you open a new Stocks & Shares ISA with a £5,000+ investment or transfer online. Terms & conditions apply
Tax Exempt Savings Plan
An additional tax-free allowance
Save regularly and tax-free with a long-term plan through our Post Office Insurance Society (POIS) brand. Capital at risk.
- Affordable saving of £25 per month
- Invest for 10 years
- Has the potential for long-term growth
- Handy access to Membership Benefits at no additional cost
POIS is a part of Foresters Friendly Society. Tax rules may change and depend on individual circumstances. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£25 M&S Gift Card
when you apply online. Terms & conditions apply
Investment Bond
Tax-efficient, long-term growth
Invest a one-off lump sum – between £5,000 and £150,000 for potential long-term growth. Capital at risk.
- Make a one-off investment of between £5,000 and £150,000
- Make tax efficient, regular or one-off withdrawls
- You won’t pay basic rate tax on the Bond’s return
- Invest for the medium to long term
- Can be opened in joint names
- Potential for your investment to grow with annual and final bonuses
- Handy access to Foresters Membership Benefits at no additional cost
Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Up to £240 M&S Gift Card (depending on the amount you invest)
when you take out an Investment Bond online. Terms & conditions apply
Inherited ISA Allowance Plan
An additional tax-free allowance
A chance to invest a deceased Spouse or Civil Partner’s tax-free allowance. Capital at risk.
- Your inherited ISA allowance won’t affect your personal ISA allowance
- Pay in lump sums or make regular top ups
- You can access your money if you need it
- Has the potential to grow with annual and final bonuses
- Handy access to Foresters Membership Benefits at no additional cost
Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Over 50s Life Cover
Guaranteed acceptance
Give your family security with a guaranteed cash payout.
- Guaranteed cash pay-out after 2 years, or from day 1 for accidental death
- Pay fixed premiums that never increase, from just 33p a day
- Guaranteed acceptance, no medical required
- You can apply if you’re aged 50 – 80
- Has the potential to grow with annual and final bonuses
- Handy access to Foresters Membership Benefits at no additional cost
Your premiums must be paid until you reach age 85, when you will stop paying premiums but your life cover will continue. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
£35 M&S Gift Card
when you take out Over 50s Life Cover. Terms & conditions apply
Not sure which product works for you?
We’re here for you
Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).