Foresters Friendly products

Feel good savings

It’s a great feeling to know that your money is sorted. We pride ourselves on bringing you straightforward, simple-to-understand financial products. Money shouldn’t be rocket science.

Junior ISA

Simple and tax-free

A Stocks & Shares ISA, which also offers the potential of a yearly and final bonus.

  • A simple way of saving for your child’s future
  • Save regularly or pay in lump sums
  • Grandparents and friends can pay in too
  • Has the potential to earn annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Your child may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£50 M&S Gift Card

when you invest £4,000+ in a Junior ISA online. Terms & conditions apply

Child Tax Exempt Savings Plan

Guaranteed tax-free sum

A long-term savings plan that guarantees a cash sum, completely tax free.

  • A tax-free lump sum for your child’s future
  • Has the potential to grow with annual and final bonuses
  • Pay in just £25 every month
  • Choose when you want your child to receive the money
  • Your child will have access to Foresters Membership Benefits at no additional cost

Guarantee subject to contributions being maintained for full term. Tax rules may change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£30 M&S Gift Card

when you apply online. Terms & conditions apply

Child Trust Fund Top Ups

Tax-efficient Savings

Top up their Child Trust Fund by up to £4,368 a year.

  • Contribute up to £4,368 each year
  • Top up by card, Direct Debit or cheque
  • Grandparents and friends can pay in too
  • Has the potential to grow with annual and final bonuses
  • Your child will have access to Foresters Membership Benefits at no additional cost

Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Free Forrie Junior bear

with online top ups over £500. Terms & conditions apply

Lifetime ISA

With more potential for growth

Save for your first home or for when you retire – tax-free savings, with a 25% government bonus each year.

  •  Get a welcome 25% government bonus on your savings each year
  • Available for 18-39 year olds
  • Save regularly from £100 per month and/or pay in lump sums
  • Members or children/grandchildren of members can save from £50 a month
  • Save up to £4,000 a year
  • Has the potential to grow with annual and final bonuses from us too
  • Only for purchasing your first home or saving for retirement
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£40 M&S Gift Card

when you invest £4,000 in a Lifetime ISA online. Terms & conditions apply

Stocks & Shares ISA

Tax-free and flexible

Enjoy more potential for growth with annual and final bonuses. All tax-free.

  • Put in up to £20,000 in the 2019/2020 tax year
  • Save regularly from £50 per month and/or invest lump sums
  • It’s simple to transfer an existing ISA into a Foresters ISA
  • Has the potential to grow with annual and final bonuses from us too
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £70 M&S Gift Card

when you take out a Stocks & Shares ISA online. Terms & conditions apply

Tax Exempt Savings Plan

An additional tax-free allowance

Save regularly and tax-free with a long-term plan that offers a guaranteed return.

  • Enjoy a guaranteed tax-free cash sum
  • Has the potential to grow with annual and final bonuses from us too
  • Affordable saving of £25 per month
  • Choose how long you wish to save for from 10 to 25 years
  • Handy access to Foresters Membership Benefits at no additional cost

Guarantee subject to contributions being maintained for full term. Tax rules may change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£30 M&S Gift Card

when you take out a Tax Exempt Savings Plan online. Terms & conditions apply

Investment Bond

Tax-efficient, long-term growth

Invest a one-off lump sum – between £5,000 and £150,000 for potential long-term growth.

  • Make a one-off investment of between £5,000 and £150,000
  • Make tax efficient, regular or one-off withdrawls
  • You won’t pay basic rate tax on the Bond’s return
  • Invest for the medium to long term
  • Can be opened in joint names
  • Potential for your investment to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in.  Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Up to £70 M&S Gift Card

when you take out an Investment Bond online. Terms & conditions apply

Inherited ISA Allowance Plan

An additional tax-free allowance

A chance to invest a deceased Spouse or Civil Partner’s tax-free allowance.

  • Your inherited ISA allowance won’t affect your personal ISA allowance
  • Pay in lump sums or make regular top ups
  • You can access your money if you need it
  • Has the potential to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

You may get back less than you have paid in. Tax rules might change and depend on individual circumstances. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

Over 50s Life Cover

Guaranteed acceptance

Give your family security with a guaranteed cash payout.

  • Guaranteed cash pay-out after 2 years, or from day 1 for accidental death
  • Pay fixed premiums that never increase, from just 33p a day
  • Guaranteed acceptance, no medical required
  • You can apply if you’re aged 50 – 80
  • Has the potential to grow with annual and final bonuses
  • Handy access to Foresters Membership Benefits at no additional cost

Your premiums must be paid until you reach age 85, when you will stop paying premiums but your life cover will continue. Bonuses are not guaranteed. Member benefits are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

£35 M&S Gift Card

when you take out Over 50s Life Cover. Terms & conditions apply

Prepaid Funeral Plan

Get everything sorted now

Plan your funeral today to save your family money and worry in the future.

  • Save loved ones time, money and stress
  • Choose from four funeral plans
  • Guaranteed acceptance if you’re over 50
  • Make a single payment or spread the cost over 12 months
  • Plan is provided by Dignity, a name you can trust
  • Handy access to Foresters Membership Benefits at no additional cost

Not sure which product works for you?

Looking after our own

Being part of Foresters Friendly Society also means you can take advantage of some wonderful member benefits. From helping with healthcare to educational grants, we like to look after our family.

Find out more

We’re here for you

Investing in this. Lump sums for that. It’s sometimes hard to take everything in. Don’t worry; we’re here to answer any questions you may have (lines are open Monday to Friday 9 am to 5 pm).

Call free on 0800 988 2418